Scratch Terms & Conditions – Everything Clearly Explained

Please read these terms carefully before using Scratch. We've made every effort to present everything in plain, simple language — no legal jargon.

Fully in Bangla Transparent Policies Last Updated 2026 User Protection
18+
Minimum Age Requirement
৳ 50
Minimum Deposit
৳ 200
Minimum Withdrawal
24/7
Bangla Support

The Core Principles Behind Scratch's Policy

The Values Our Terms Are Built On

Full Transparency

Every term on scratch is written in plain, clear language. There are no hidden clauses. Bonus wagering requirements, withdrawal conditions – everything is stated upfront.

User Protection

Your personal information and financial transactions on Scratch are fully secure. AES-256 encryption and two-factor authentication are active at all times.

Responsible Gaming

Scratch is an entertainment platform. Budget limits, self-exclusion, and support are always available.

Fair Payment Policy

Winnings are never withheld. All withdrawals are processed within the specified timeframe. Direct to bKash and Nagad.

Single Account Policy

Each person may register one account only. Creating multiple accounts will result in all accounts being closed and balances may be forfeited.

Regular Updates

Scratch's terms and conditions are updated as needed. Registered users are notified by email prior to any changes taking effect.

Last Updated: 1 January 2026
Before You Read

By creating an account or using the Scratch platform, you confirm that you have read and agreed to these terms and conditions in full. If any part is unclear, our support team is available to assist you in Bangla.

1General Terms & Conditions

These terms and conditions apply to all services and products on the Scratch platform. Please read them carefully before using Scratch's website, mobile app, Live Casino, Sports Betting, lottery, or any other service.

Scratch is an online entertainment platform operating under an international gaming license. These terms and conditions apply to all regions where Scratch's services are available, including Bangladesh.

Scratch reserves the right to update these Terms & Conditions at any time. Users will be notified of significant changes via email or in-app notification. Continued use of the platform after any changes constitutes acceptance of the updated terms.

Please Note

Gaming or betting on Scratch involves the risk of financial loss at any time. This platform is purely for entertainment purposes and should not be relied upon as a guaranteed source of income.

2Account Registration & Eligibility

The following requirements must be met to open an account on Scratch:

  • You must be at least 18 years old. scratch strictly prohibits gaming by minors.
  • You must register using your accurate, real personal details — providing an incorrect name, mobile number, or date of birth is a breach of these terms.
  • Each person may register only one account. Opening multiple accounts using the same device, IP address, or payment method is strictly prohibited.
  • Scratch services cannot be accessed from countries where they are prohibited by law.

Identity Verification (KYC)

Scratch follows an identity verification process for security purposes. For large withdrawals or security-related reasons, scratch may request your ID (NID, passport, or driving licence). Large withdrawals may be temporarily held until KYC verification is complete.

You are responsible for keeping your account secure. Keep your password private and enable two-factor authentication (2FA). Sharing your account with anyone else is a violation of our terms.

18+ mandatory Single Account Accurate Information KYC Process 2FA Protection

3Deposit & Payment Methods

Funds can be deposited directly to your scratch account via bKash, Nagad, and Rocket. Payments are typically processed within 5 to 10 minutes.

Payment Methods Minimum Deposit Maximum Deposit (Daily) Processing Time
BKash ৳ 50 ৳ 50,000 5–10 Minutes
Nagad ৳ 50 ৳ 50,000 5–10 Minutes
Rocket ৳ 100 ৳ 30,000 10–15 minutes
Bank Transfer ৳ 1,000 ৳ 5,00,000 1–3 business days

Scratch does not charge any additional fees on your deposits. However, your mobile banking provider may apply their own transfer charges, which are outside Scratch's control.

You may only use payment methods registered in your own name. Depositing from another person's bKash or bank account is a violation of our terms and may trigger an investigation.

4Withdrawal Policy & Process

To withdraw winnings on scratch, funds must be added to your account. Withdrawal requests are typically processed within 24 hours. Smaller amounts (up to ৳10,000) are generally processed within 1–3 hours.

Withdrawal Terms & Conditions

  • Minimum withdrawal amount is ৳ 200.
  • The maximum daily withdrawal is ৳ 2,00,000 (separate limits apply for VIP members).
  • Wagering requirements must be met before any bonus funds can be withdrawn.
  • Withdrawals can only be made via the same method used for the original deposit (where applicable).
  • KYC verification is mandatory for large withdrawal amounts.
About Withdrawal Fees

Scratch does not charge any withdrawal fee. However, bKash or Nagad may apply their own transaction charges. Standard bank charges apply to bank transfers.

5Bonus & Promotion Terms

Scratch regularly offers a range of bonuses and promotions. Each offer has its own terms, which are clearly stated on the offer page. The general bonus policy guidelines are outlined here.

Wagering Requirements

Most bonuses require a specified wagering amount before you can withdraw. For example, a ৳ 1,000 bonus with a 20x wagering requirement means you must place a total of ৳ 20,000 in bets before withdrawing.

Bonus Type General Wagering Validity
Welcome Bonus 25x 30 days
Reload Bonus 20x 14 Days
Free Spin Winnings 30x 7 Days
Cashback 1x 7 Days
Free Bet 5x 7 Days
  • Each bonus can only be claimed once. If the same person attempts to claim a bonus using multiple accounts, all associated accounts will be closed.
  • Scratch reserves the right to investigate suspected bonus abuse and cancel any bonuses involved.
  • If wagering requirements are not met within the specified time limit, the bonus balance will be forfeited.

6Gaming Rules

All games on Scratch are powered by certified software providers and use a third-party audited Random Number Generator (RNG). The RTP (Return to Player) for each game is publicly disclosed.

Technical Issues Policy

If a technical error prevents a game session result from being determined, scratch's server logs will be used to verify the correct outcome. Server logs are the final authority. If a game is interrupted due to a lost internet connection, it will resume from where it left off once the connection is restored.

Scratch never interferes with the outcome of any game. No specific result can be guaranteed, and any such claim is misleading and dangerous.

About RNG

The RNG used across all Scratch games has been tested and certified by iTech Labs, an internationally recognized testing body. Every spin, card deal, or draw is determined entirely independently and is not influenced by any previous outcome.

7Sports Betting Rules

Scratch's Sports Betting section offers wagering on a wide range of sports, including cricket, football, tennis, and more. Specific terms and conditions apply to Sports Betting.

  • Once a bet is confirmed, it cannot be changed or cancelled (except where the cash-out feature applies).
  • If a match is abandoned or postponed, bets will be settled in accordance with Scratch's rules.
  • Scratch reserves the right to void bets involving unusual or suspicious betting patterns.
  • Placing bets from multiple accounts on the same match may result in account suspension.
  • Match fixing or placing bets using insider information is strictly prohibited and may result in legal action.

Odds in live betting change continuously. If the odds shift between the time you place a bet and when it reaches the server, scratch will accept the bet at the updated odds and notify you accordingly.

8Prohibited Activities

The following activities are strictly prohibited on Scratch. If any such activity is detected, the account will be permanently closed and the balance may be forfeited:

Multiple Accounts

Opening or operating multiple Scratch accounts under the same person's name.

Bonus Abuse

Systematic play designed to circumvent bonus terms and make withdrawals (bonus hunting/arbitrage).

Fraudulent Transactions

Attempts at chargebacks, money laundering, or any other form of financial fraud.

Software Use

Using bots, automation software, or hacking tools to gain an unfair advantage in any game.

False Information

Providing incorrect age, identity, or contact details during registration.

Minor's Account

Opening or managing an account on behalf of anyone under 18 years of age.

9Account Closure & Suspension

Scratch may temporarily suspend or permanently close an account in the following circumstances:

  • When there is reasonable suspicion of a breach of any provision of these terms and conditions.
  • If KYC verification is incomplete or incorrect information has been provided.
  • If a security review is required due to unusual financial activity.
  • When required by a court order or government authority.

You may close your account at any time – contact Support for self-exclusion or permanent closure. Any valid balance will be made available for withdrawal before the account is closed.

10Responsible Gaming Policy

Responsible gaming is a core principle at scratch. We believe every player's entertainment experience should be safe and controlled.

The following responsible gaming features are available on Scratch:

  • Daily & weekly deposit limits: Set your own limits directly from Account Settings.
  • Cooling-Off Period: A 24-hour break can be taken at any time.
  • Self-Exclusion: Account temporarily suspended for 1 week to 6 months.
  • Gaming History: Track your own betting patterns and spending.
  • Reality Check: Pop-up alerts during extended gaming sessions.

If you experience any issues related to online gaming, Scratch has a system in place to direct you to our support team or professional assistance. On the Responsible Gaming page You'll find full details there.

11Privacy & Data Usage Policy

Scratch collects, stores, and uses your personal information solely to provide platform services and ensure security. Your data is never sold or shared with third parties.

Scratch uses cookies to manage sessions and improve user experience. For more details, please see our Privacy Policy read.

12Contact & Dispute Resolution

If you have any questions or complaints about these terms and conditions, please contact Scratch's support team:

  • Email: support@scratch.wine
  • Live Chat: After logging in to the platform, use the chat icon at the bottom right
  • Hours: 24/7, Bangla support available

In the event of a dispute, an initial resolution attempt is made through Scratch's support team. If unresolved, the matter may be referred to an international gaming authority. Server logs and transaction records serve as the final and definitive evidence.

Know Your Rights

Scratch's terms and conditions are designed not only to protect the platform, but also to protect you as a user. Each section clearly states what rights you have.

For example – you have the right to close your account at any time and to receive any valid balance remaining at that point. scratch will never withhold legitimate winnings.

If you have trouble understanding a bonus's terms, experience a withdrawal issue, or encounter any problem with your account, contact Scratch's Bangla support team directly. If the issue remains unresolved, the dispute resolution process is also available to you.

Need help understanding the terms?

If you have any questions about our terms or rules, contact support right away: support@scratch.wine

Your Rights as a User
1
Right to Transparent Information

You have the right to access complete information on each game's RTP, all bonus terms, and withdrawal policies.

2
Right to Claim Legitimate Winnings

You have the full right to receive all winnings and rewards earned, subject to the relevant terms being met.

3
Right to Complain

The right to file a formal complaint and seek resolution if you are dissatisfied with anything.

4
Right to Control Your Own Gaming

The right to set deposit limits, take breaks, or opt for full self-exclusion — all entirely within your own control.

General FAQ

Frequently Asked Questions About the App & Withdrawals

There are a few common reasons why the Scratch app may not open or keeps freezing — and in most cases the fix is straightforward. First, check whether the app needs an update, as some features may not work on older versions. Download and install the latest Scratch APK from the site; you can install it over the existing version without uninstalling first. Second, clear the app cache — go to App Manager in your phone's Settings and clear the cache for Scratch. Third, restart your phone. This resolves the issue in most cases. If the app loads but games or Live Casino won't load, check your internet speed — live video requires at least a 4G connection. If the problem persists, send a screenshot to Scratch support and you'll receive help in Bangla.

scratch charges no withdrawal or handling fee whatsoever – it's completely free. However, bKash or Nagad may apply their own cash-out or transfer charges in accordance with their own policies, which are outside scratch's control. Regarding withdrawal limits – the minimum single withdrawal is ৳200. The daily maximum for standard accounts is ৳2,00,000. Silver and Gold VIP members have higher limits, and Diamond members have individually set limits. Completing KYC verification speeds up the processing of large withdrawals. Bonus funds must meet wagering requirements before they can be withdrawn; otherwise, only the deposited portion may be withdrawn.

You've read the terms – now get started

Scratch's terms and conditions are fully transparent and user-friendly. Play honestly and enjoy the experience.

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